Try it for yourself: Expense Tracker Worksheet

An Expense tracker is a great idea to keep track of all your expenses. A tracker can be as simple as a small pad, spreadsheet, an budget app or an online tracker. Whatever tool you can use that will work best for your needs.

When you decide the method of tracking your spending, start saving your receipts and tally your expenses every day. It will be a lot of work at first, but over time you will find that a daily money tracking system is an easy habit to keep.

However, I know that it can difficult for people to maintain their expense tracking overtime, but that is not what this exercise is about. What I want you to do is to see where you hard earned cash is going.